Just a brief note to warn people against getting any account (credit card or otherwise) with Zions Bank.
I signed up for one of their credit cards, never received it, never made a charge on it, and the frequent-flier-rewards program with an annual fee was canceled a week after I signed up due to the rewards company going bankrupt.
Nonetheless, despite me cancelling my card ASAP, they continued to send threatening “overdue” notices to me with the program fee and finance charges.
Seven phone calls and reps-promising-a-fix later, I received yet another nastygram in the mail.
The last rep I spoke with promised that the account had indeed finally been closed and set to a zero balance and promised, at my insistence, to send me a faxed confirmation of this the next day. I just got a call from him this afternoon, however, with him apologizing that his company policy “does not allow” him to have any such written notice sent to me unless Zions Bank receives a formal request in writing from an attorney.
I’m ordering a credit report, and if there are any mean marks from Zions Bank on there, I *AM* suing them in small claims court. Sheesh, just what I need to be spending time on now, though… 😐